The quarantine makes it difficult to repay the borrowed money on time. Olena Fonova, a judge/judge-speaker of the State Court of Luhansk Oblast, which operates in Kharkiv, PhD in Law, comments on the peculiarities of living with loans during the pandemic. She is the coordinator of the Donbas Regional Council for Justice Reform of the EU project Pravo-Justice, so we will also discuss the situations that borrowers from Donetsk and Luhansk oblasts find themselves in. Loans and the status of displaced persons, debt repayment. What do you need to know to avoid bringing a case to court?